Natural Exchange NPC is a non-profit regulator of interest-free credit systems.

It sets standards for interest-free credit systems to prevent unethical practices by interest-free credit clearing houses and administrators, to protect their account holders and to form a base upon which interest-free credit systems within the same country can issue homogeneous trade credits, thereby creating one interest-free currency with many competing credit clearing administrators within a country. The latter prevents early players to the interest-free credit industry from monopolising the market as it becomes tedious and uneconomical for businesses to accept and make payment in multiple interest-free currencies due to the administrative burden.

Natural Exchange is also spreading awareness of the illogical nature of interest, the devastating consequences of interest on our economic and social landscapes and the interest-free solutions that people can create themselves.